What is a Credit Score?

By |2022-09-29T15:11:56+00:00March 25th, 2020|Credit and Credit Reports, SmartMoney Online|

Original Post By Julia Kagan Investopia What Is a Credit Score? A credit score is a statistical number that evaluates a consumer's creditworthiness and is based on credit history: number of open accounts, total levels of debt, and repayment history. Lenders use credit scores [...]

Understanding Your Credit Report

By |2022-09-29T15:11:58+00:00March 20th, 2020|Credit and Credit Reports, SmartMoney Online|

When you apply for a loan or a credit card, your credit score is one of the things a lender will consider in deciding whether to approve you and what rate you qualify for. Scores represent your financial history and range from 300 to 850. Having [...]

How to Protect Your Finances and Credit in Tough Times

By |2022-09-29T15:11:58+00:00March 20th, 2020|Articles, SmartMoney Resources|

ORIGINALLY PUBLISHED March 13, 2020 By Bev O'Shea, Nerd Wallet The quickly unfolding coronavirus outbreak is an extreme case, but any sort of hard times will test our personal finances. Many people are now facing reduced work hours and income while watching with [...]

FICO just updated its credit scores — here’s how to improve yours

By |2022-10-03T20:53:18+00:00March 18th, 2020|Articles, SmartMoney Resources|

ORIGINALLY PUBLISHED FEBRUARY 9, 2020 By Jacob Passy, Market Watch The credit-score company will roll out its latest version - FICO Score 10 and 10 T - This summer.New versions of the FICO score are coming, but that doesn’t necessarily mean you’ll have [...]

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