SmartMoney Workshops
Available SmartMoney Workshop Topics:
- Learn common terms related to financial institutions and types of accounts
- Compare different types of bank accounts, and the risks and benefits associated with each option
- Learn key ways to protect financial accounts and personal information.
- Explore the importance of creating and maintaining a budget
- Examine the differences between wants and needs
- Set goals for spending, saving, and debt repayment
- Review the costs and responsibilities associated with home ownership
- Explore the loan and repayment process
- Learn how to find out if you are financially ready town a home
- Explore the importance of credit scores and reports
- Learn how to access information about credit scores and reports
- Discuss strategies to build and improve credit
- Identify how to protect credit from incorrect claims and fraud
- Identify the importance of developing a strong business plan
- Explore the ways to use a business plan
- Review the key parts of a business plan
- Learn how small businesses build and maintain credit
- Explore how creditworthiness is measured for small businesses
- Examine the connection between personal and business credit
- Identify the documents needed for small business credit applications
- Learn how to identify the signs of identity theft and fraud
- Examine different types of identity theft and fraud
- Identify strategies to protect yourself from identity theft and fraud
- Review the laws and regulations that protect consumers from identity theft and fraud
- Learn about common types of mortgages and how they are obtained
- Identify common costs associated with mortgages
- Explore special financing products and resources to assist with buying a home
- Define common terms associated with mortgages and late payments
- Identify the events that may cause foreclosure, and how to avoid them
- Learn about the options and resources available to help modify a mortgage if needed
- Examine the factors to consider when planning for retirement
- Learn how to estimate retirement expenses
- Identify saving and planning strategies to maximize savings at any age
- Compare the types of retirement plans that are available
- Set goals for retirement savings
- Identify common financial products and services used by small businesses
- Consider the important factors when choosing a financial institution
- Explore the value of building a relationship with a financial institution
- Understand the importance of financial statements for small business operations and strategy
- Learn about the uses of different financial statements
- Analyze the information found in balance sheets, profit and loss statements, and cash flow statements
