SmartMoney Workshops

Available SmartMoney Workshop Topics:

  • Learn common terms related to financial institutions and types of accounts
  • Compare different types of bank accounts, and the risks and benefits associated with each option
  • Learn key ways to protect financial accounts and personal information.
  • Explore the importance of creating and maintaining a budget
  • Examine the differences between wants and needs
  • Set goals for spending, saving, and debt repayment
  • Review the costs and responsibilities associated with home ownership
  • Explore the loan and repayment process
  • Learn how to find out if you are financially ready town a home
  • Explore the importance of credit scores and reports
  • Learn how to access information about credit scores and reports
  • Discuss strategies to build and improve credit
  • Identify how to protect credit from incorrect claims and fraud
  • Identify the importance of developing a strong business plan
  • Explore the ways to use a business plan
  • Review the key parts of a business plan
  • Learn how small businesses build and maintain credit
  • Explore how creditworthiness is measured for small businesses
  • Examine the connection between personal and business credit
  • Identify the documents needed for small business credit applications
  • Learn how to identify the signs of identity theft and fraud
  • Examine different types of identity theft and fraud
  • Identify strategies to protect yourself from identity theft and fraud
  • Review the laws and regulations that protect consumers from identity theft and fraud
  • Learn about common types of mortgages and how they are obtained
  • Identify common costs associated with mortgages
  • Explore special financing products and resources to assist with buying a home
  • Define common terms associated with mortgages and late payments
  • Identify the events that may cause foreclosure, and how to avoid them
  • Learn about the options and resources available to help modify a mortgage if needed
  • Examine the factors to consider when planning for retirement
  • Learn how to estimate retirement expenses
  • Identify saving and planning strategies to maximize savings at any age
  • Compare the types of retirement plans that are available
  • Set goals for retirement savings
  • Identify common financial products and services used by small businesses
  • Consider the important factors when choosing a financial institution
  • Explore the value of building a relationship with a financial institution
  • Understand the importance of financial statements for small business operations and strategy
  • Learn about the uses of different financial statements
  • Analyze the information found in balance sheets, profit and loss statements, and cash flow statements
Incorrect slider name. Please make sure to use a valid slider slug.

SmartMoney Online

Credit card bills, debt, and savings may not be top of mind for you, but the financial decisions you make today will have a long-term impact on your life. That’s why the FCCU Foundation is proud to support this financial guidance center. These short interactive learning experiences will prepare you with the right skills to manage your financial future.

Learn about auto loans, credit scores, mobile payments, and more!

[fusion_checklist icon=”fa-chalkboard fas” iconcolor=”” circle=”” circlecolor=”” size=”” divider=”” divider_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””][fusion_li_item icon=””]

Benefits of a Credit Union

[/fusion_li_item][fusion_li_item icon=””]

Build Emergency Savings

[/fusion_li_item][fusion_li_item icon=””]

Checking Accounts

[/fusion_li_item][fusion_li_item icon=””]

Credit Scores and Reports

[/fusion_li_item][fusion_li_item icon=””]

Identity Protection

[/fusion_li_item][fusion_li_item icon=””]

Insurance

[/fusion_li_item][fusion_li_item icon=””]

Overdraft

[/fusion_li_item][fusion_li_item icon=””]

Taxes

[/fusion_li_item][fusion_li_item icon=””]

Monthly Budget Tool

[/fusion_li_item][fusion_li_item icon=””]

Emergency Savings

[/fusion_li_item][/fusion_checklist]
[fusion_checklist icon=”fa-chalkboard fas” iconcolor=”” circle=”” circlecolor=”” size=”” divider=”” divider_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””][fusion_li_item icon=””]

Considering Home Ownership

[/fusion_li_item][fusion_li_item icon=””]

Credit Score and Reports

[/fusion_li_item][fusion_li_item icon=””]

Mortgages

[/fusion_li_item][fusion_li_item icon=””]

Monthly Budget Tool

[/fusion_li_item][fusion_li_item icon=””]

Insurance

[/fusion_li_item][fusion_li_item icon=””]

Mortgage Modifications

[/fusion_li_item][fusion_li_item icon=””]

Mortgage Refinancing

[/fusion_li_item][/fusion_checklist]
[fusion_checklist icon=”fa-chalkboard fas” iconcolor=”” circle=”” circlecolor=”” size=”” divider=”” divider_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””][fusion_li_item icon=””]

Auto Loans

[/fusion_li_item][fusion_li_item icon=””]

Payday Loans

[/fusion_li_item][fusion_li_item icon=””]

Credit Cards

[/fusion_li_item][fusion_li_item icon=””]

Mobile Payments

[/fusion_li_item][fusion_li_item icon=””]

Prepaid Cards

[/fusion_li_item][fusion_li_item icon=””]

Paying Debt vs. Investing

[/fusion_li_item][fusion_li_item icon=””]

Debt Payoff

[/fusion_li_item][/fusion_checklist]
[fusion_checklist icon=”fa-chalkboard fas” iconcolor=”” circle=”” circlecolor=”” size=”” divider=”” divider_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””][fusion_li_item icon=””]

Retirement 101

[/fusion_li_item][fusion_li_item icon=””]

Investments

[/fusion_li_item][fusion_li_item icon=””]

Estate Planning

[/fusion_li_item][fusion_li_item icon=””]

When to Collect Social Security

[/fusion_li_item][fusion_li_item icon=””]

Growing Your Investment

[/fusion_li_item][fusion_li_item icon=””]

Planning for Retirement Expenses

[/fusion_li_item][fusion_li_item icon=””]

Pre-tax vs. Roth Analyzer

[/fusion_li_item][fusion_li_item icon=””]

Your Retirement Lifestyle

[/fusion_li_item][/fusion_checklist]