What is a Credit Score?

By |2022-09-29T15:11:56+00:00March 25th, 2020|Credit and Credit Reports, SmartMoney Online|

Original Post By Julia Kagan Investopia What Is a Credit Score? A credit score is a statistical number that evaluates a consumer's creditworthiness and is based on credit history: number of open accounts, total levels of debt, and repayment history. Lenders use credit scores [...]

Understanding Your Credit Report

By |2022-09-29T15:11:58+00:00March 20th, 2020|Credit and Credit Reports, SmartMoney Online|

When you apply for a loan or a credit card, your credit score is one of the things a lender will consider in deciding whether to approve you and what rate you qualify for. Scores represent your financial history and range from 300 to 850. Having [...]

Personal Finance for Dummies 9th Edition

By |2022-09-29T15:11:59+00:00March 19th, 2020|Reading List, SmartMoney Resources|

Buy on Amazon Hey, maybe this isn’t the book you want to bring on your business trip to impress your clients, but it’s become a favorite for its solid explanations of every financial concept you need to know in your adult life, including investing, budgeting, debt, [...]

In the face of an economic crisis, these are the best and worst ways to borrow money

By |2022-09-29T15:11:59+00:00March 18th, 2020|Articles, SmartMoney Resources|

ORIGINALLY PUBLISHED WED, MAR 18 2020 7:21 AM EDT UPDATED WED, MAR 18 2020 8:05 AM EDT   Jessica Dickler@JDICKLER In the face of a global pandemic, millions of Americans are at risk of going without pay for a prolonged period of [...]

The Millionaire Next Door

By |2022-10-03T20:53:17+00:00March 18th, 2020|Reading List, SmartMoney Resources|

Buy on Amazon The bestselling The Millionaire Next Door identifies seven common traits that show up again and again among those who have accumulated wealth. Most of the truly wealthy in this country don't live in Beverly Hills or on Park Avenue-they live next door. This new edition, [...]

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