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So far carlintrammel has created 26 blog entries.

Credit Unions vs. Banks: How to Decide

By |2020-03-23T20:57:54+00:00March 23rd, 2020|Banking Basics, SmartMoney Online|

Original Post By Devan Goldstein Nerdwallet If you’re choosing between credit unions and banks, look at key differences like profit models, interest rates and branch access to figure out which aspects are most important to you. Why choose a credit union? Typically has higher interest rates on deposits. Emphasis [...]

Certificate of Deposit: What is a CD?

By |2020-03-23T19:06:44+00:00March 23rd, 2020|Banking Basics, SmartMoney Online|

CDs can have higher rates than standard savings accounts, but your cash isn't as accessible. What is a CD? Definition: A certificate of deposit, or CD, is a type of federally insured savings account that has a fixed interest rate and fixed date of withdrawal, [...]

Understanding Your Credit Report

By |2020-03-23T18:56:26+00:00March 20th, 2020|Credit and Credit Reports, SmartMoney Online|

When you apply for a loan or a credit card, your credit score is one of the things a lender will consider in deciding whether to approve you and what rate you qualify for. Scores represent your financial history and range from 300 to 850. Having [...]

How to Protect Your Finances and Credit in Tough Times

By |2020-03-30T13:17:20+00:00March 20th, 2020|Articles, SmartMoney Resources|

ORIGINALLY PUBLISHED March 13, 2020 By Bev O'Shea, Nerd Wallet The quickly unfolding coronavirus outbreak is an extreme case, but any sort of hard times will test our personal finances. Many people are now facing reduced work hours and income while watching with [...]

Concerned About Coronavirus? How to Prepare Your House, Mind and Bank Account

By |2020-03-30T13:17:29+00:00March 19th, 2020|Articles, SmartMoney Resources|

ORIGINALLY PUBLISHED March 16, 2020By Courtney Jespersen, Nerd Wallet Coronavirus. It’s dominating the national conversation and changing the way we live and interact. And it’s leading to financial disruptions for individuals and companies alike. Coronavirus disease 2019 (abbreviated COVID-19) is a respiratory illness [...]

Personal Finance for Dummies 9th Edition

By |2020-03-30T13:16:10+00:00March 19th, 2020|Reading List, SmartMoney Resources|

Buy on Amazon Hey, maybe this isn’t the book you want to bring on your business trip to impress your clients, but it’s become a favorite for its solid explanations of every financial concept you need to know in your adult life, including investing, budgeting, debt, [...]

In the face of an economic crisis, these are the best and worst ways to borrow money

By |2020-03-30T13:16:29+00:00March 18th, 2020|Articles, SmartMoney Resources|

ORIGINALLY PUBLISHED WED, MAR 18 2020 7:21 AM EDT UPDATED WED, MAR 18 2020 8:05 AM EDT   Jessica Dickler@JDICKLER In the face of a global pandemic, millions of Americans are at risk of going without pay for a prolonged period of [...]